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Features of HDFC Ergo Optima Secure

HDFC ERGO Optima Secure is a health insurance policy offered by HDFC ERGO General Insurance Company. Some of its features include:

  • Coverage for both inpatient and outpatient treatments
  • Cashless treatment at over 6,500 network hospitals
  • 48 months waiting for pre-existing diseases
  • Coverage for daycare procedures
  • Coverage for organ donor expenses
  • Coverage for Ayurvedic, Unani, Siddha and Homeopathy treatments
  • Coverage for vaccination expenses
  • Coverage for health check-ups
  • No claim bonus
  • Co-pay option available
  • Renewability lifelong

It’s always best to review the policy document or consult with an agent to know the specific coverage and terms of the policy.

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